How many years does an owner need an unbroken chain of title to obtain marketable record title to real property?

To obtain marketable record title to real property, an owner must demonstrate an unbroken chain of title for a specific period that is recognized by law. In Michigan, this period is generally established as 40 years. This means that if a property owner holds a title that can be traced back without interruption for at least 40 years, that title is considered marketable.

The reason this 40-year requirement exists stems from the need for legal certainty regarding property ownership. A marketable record title essentially means that the title is clear of defects and claims, providing assurance to potential buyers that no old claims or liens exist that could affect their ownership rights. This law simplifies property transactions and instills confidence in buyers, as it limits the number of issues that could surface concerning property ownership.

Other time periods do not meet the specific statutory requirements necessary to establish marketable record title within the state.