In which section of the policy would you find information on encumbrances?

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The section of the policy that contains information on encumbrances is Schedule B. This section lists specific exceptions to coverage as well as any known encumbrances affecting the property, such as liens, easements, and other recorded interests that may impact the ownership rights of the insured.

Schedule B serves as a critical part of the title insurance policy because it details potential risks that the insured should be aware of, which are not covered by the policy. It is essential for policyholders to review this section carefully to understand what encumbrances may affect their title and to assess any implications those encumbrances might have on their property ownership.

The other sections, such as Schedule A, typically contain identifying information about the property and the insured, while Schedule C would mainly address underwriting and other administrative aspects instead of specific risks to the title. The Endorsement Section includes additional terms or modifications to the coverage but does not focus specifically on encumbrances.

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