What process involves identifying documents that form the chain of title?

The process that involves identifying documents that form the chain of title is known as Search and Examination. This step is crucial in real estate transactions as it involves meticulously locating and reviewing all pertinent property records. The goal is to establish a clear and uninterrupted chain of title to ensure that ownership is properly transferred and that there are no legal claims or liens against the property.

During the Search and Examination, title professionals look at various documents such as deeds, mortgages, and other recorded instruments. They trace the ownership history of the property back to the original grantor to identify any potential issues that might affect the title. This thorough examination helps in affirming whether the seller has the legal right to sell the property and protects the buyer from future disputes or claims. This foundational work is essential to provide assurance and to issue a title insurance policy, which then protects against any unforeseen title defects.

Other processes, although related, do not focus specifically on the identification of the chain of title. For instance, Review and Analysis generally refers to evaluating the gathered information, Disclosure entails informing parties about relevant details or findings, and Documentation involves the assembling and recording of necessary paperwork rather than the initial searching of title records.